Terms of Service

1. Acceptance of Terms

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

These Terms apply to all visitors, users, and others who access or use the Service. By using the Service, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms.

2. Description of Service

Qwilon provides a blockchain-based platform for:

• Tokenization of real-world assets
• Crowdfunding and investment opportunities
• Trading of tokenized securities
• Identity verification (KYC) services
• Asset management and compliance tools

3. User Accounts

To access certain features of the Service, you must connect a compatible cryptocurrency wallet. You are responsible for:

• Maintaining the security of your wallet and private keys
• All activities that occur under your wallet address
• Ensuring your wallet address is not used for any illegal activities
• Completing required identity verification (KYC) procedures

4. Eligibility and KYC Requirements

To participate in investment activities on our platform, you must:

• Be at least 18 years old (or the age of majority in your jurisdiction)
• Complete our Know Your Customer (KYC) verification process
• Not be a resident of any sanctioned or restricted jurisdiction
• Not be listed on any sanctions list or designated as a Politically Exposed Person (PEP)
• Comply with all applicable laws in your jurisdiction

5. Investment Risks

By using our Service, you acknowledge and accept the following risks:

• Market volatility and price fluctuations
• Liquidity risks - you may not be able to sell your tokens when desired
• Regulatory risks - changes in laws may affect your investments
• Technology risks - smart contract vulnerabilities, blockchain issues
• Counterparty risks - default by issuers or other parties
• Operational risks - platform downtime, security breaches

6. Fees and Payments

The following fees may apply to your use of the Service:

• Platform fees on token transfers and trades (0.1%)
• Tokenization fees for asset tokenization services
• Escrow fees for trade escrow services (1%)
• Dividend distribution fees (0.5%)
• Blockchain network fees (gas fees)

All fees are subject to change with reasonable notice. Current fee schedules are available on our platform.

7. Prohibited Activities

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Engage in money laundering, terrorist financing, or other illegal activities
• Manipulate markets or engage in fraudulent activities
• Circumvent KYC/AML requirements
• Use the platform from restricted jurisdictions
• Interfere with or disrupt the Service
• Attempt to gain unauthorized access to any part of the Service
• Use automated systems or bots without authorization

8. Intellectual Property

The Service and its original content, features, and functionality are owned by Qwilon and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

9. Limitation of Liability

To the maximum extent permitted by law, Qwilon shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or other intangible losses
• Investment losses or decreased value of tokens
• Unauthorized access to your wallet or data
• Service interruptions or errors
• Actions of third parties using the Service

10. Indemnification

You agree to indemnify, defend, and hold harmless Qwilon and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Service, violation of these Terms, or violation of any rights of a third party.

11. Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be resolved through:

1. Good faith negotiations between the parties
2. Mediation by a mutually agreed mediator
3. Binding arbitration in accordance with applicable arbitration rules

You agree to waive any right to participate in class action lawsuits against Qwilon.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Qwilon is incorporated, without regard to conflict of law principles.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. Material changes will be notified via email or platform announcement at least 30 days before taking effect. Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

14. Contact Information

If you have any questions about these Terms, please contact us: